Products

Personal insurance covers your personal assets such as:

• Homeowners – covers the structure of your home
• Household contents – covers movable assets within your home
• Motor – cover for private motor vehicles
• All Risks – cover for personal cellphones, laptops etc.

Commercial insurance provides protection to businesses covering their business assets against all the insurable perils like fire, lightning, explosion, burglaries, theft of money or intellectual property, armed robbery, political riots, claims brought against clients for injury or damage to third party property, accidental damage and motor insurance.

Insurance for Transporters:

• Motor Insurance for HCV’s
• Goods In Transit Insurance
• Tow following Mechanical breakdown
• Environmental Liability / Spillage cover – covers Clean Up costs
• Excess reducer / Excess buy back covers

Environmental liabilities insurance provides cover should clients be held liable for clean-up costs relating to pollution, contamination etc. caused to the environment by its activities.

Marine insurance covers loss or damage to vessels and/or their cargo.

Cyber crime insurance covers businesses and individuals against internet-based liability and risks.

Professional indemnity insurance protects clients against unsatisfied customers and complaints due to the professional services that have been rendered.

A guarantee or bond provides a purchaser the security of receiving a fixed sum of money if the seller fails to meet its contractual obligation/s.

Directors and Prescribed Officers are in influential and decision-making positions in their organisations.  They may face personal liability due to decisions they make that cause loss or damage to their company.

Funeral cover provides clients with the peace of mind knowing that in the event of death, all aspects related to being laid to rest are covered and relieves the burden off their loved ones.