LUANNE RICHARD & ASSOCIATES

LRA FINANCIAL SERVICES

Luanne Richard & Associates (44976) and LRA Financial Services (45010) are Authorised Financial Service Providers

Luanne Richard & Associates (FSP 44976) and LRA Financial Services (FSP 45010) are authorised licensed Financial Service Providers that provide customised short-term insurance solutions. Our partnerships with all leading insurers enables us to provide innovative insurance solutions for various classes of risk. Our well-trained team possess vast product knowledge which enables us to deliver only the best solutions for our clients insurance needs.
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Personal insurance covers your personal assets such as:
  • Homeowners – covers the structure of your home
  • Household contents – covers movable assets within your home
  • Motor – cover for private motor vehicles
  • All Risks – cover for personal cellphones, laptops etc.
Commercial insurance provides protection to businesses covering their business assets against all the insurable perils like fire, lightning, explosion, burglaries, theft of money or intellectual property, armed robbery, political riots, claims brought against clients for injury or damage to third party property, accidental damage and motor insurance.
Insurance for Transporters:
  • Motor Insurance for HCV’s
  • Goods In Transit Insurance
  • Tow following Mechanical breakdown
  • Environmental Liability / Spillage cover – covers Clean Up costs
  • Excess reducer / Excess buy back covers
Environmental liabilities insurance provides cover should clients be held liable for clean-up costs relating to pollution, contamination etc. caused to the environment by its activities.
Marine insurance covers loss or damage to vessels and/or their cargo.
Cyber crime insurance covers businesses and individuals against internet-based liability and risks.
Professional indemnity insurance protects clients against unsatisfied customers and complaints due to the professional services that have been rendered.
A guarantee or bond provides a purchaser the security of receiving a fixed sum of money if the seller fails to meet its contractual obligation/s.
Directors and Prescribed Officers are in influential and decision-making positions in their organisations.  They may face personal liability due to decisions they make that cause loss or damage to their company.

Funeral cover provides clients with the peace of mind knowing that in the event of death, all aspects related to being laid to rest are covered and relieves the burden off their loved ones.

 I just want to congratulate Timelle on her outstanding service I have received with my claim, all documents all phone calls and WhatsApp was responded to in a very timeously manner and I felt I was the only customer she was dealing with which I quite understand how busy an insurance company is. Yusuf 

 Dear Bronte Thank you so much for assisting me so efficiently this morning. Thanks to you we were able to take delivery of the car as arranged. Take care and God Bless! Best Regards Reema 

Click on the below links to download the claim forms

  • Unit 6B, Cowey House, 136 Problem Mkhize Road (Formerly Cowey Road) Morningside, Durban, Kwa-Zulu Natal, 4001
  • Postnet Suite 177, Private Bag X10, Musgrave, 4062
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InsurerAssist Line Numbers


Broker Solutions (One Loyalty)
0861 000 652
Bryte (Europe Assist)
0860 001 121
Discovery
0860 999 911
ECIA (Lombard)
0861 111 206
Frontline
0861 113 699
Hollard Easy
0860 123 3279
Hollard (Pvt and Prestige)
0860 333 382
Momentum
0860 006 784
MUA
0861 000 682
Old Mutual
0860 247 365
Onesure
0861 000 286
Quicksure
0861 777 708 / 071 884 5441
Renasa
0861 628 328 / 083 791 0201
Santam
0860 505 911
Vantage
0800 214 763/083 789 0389
InsurerContact Number


ATU
Bryte

0861 015 728
0861 111 382
Hollard0860 038 262
Old Mutual0860 247 365
OneSure0861 000 286
Renasa
0861 736 266
Santam
0860 505 911
InsurerAssist Line Number


Arrow010 601 6222
Bryte0860 103 412
Captive: Theft and Hi-jack083 778 8563 / 083 778 8560 / 083 778 8460
Captive: Towing
0860 227 848
HCV: Theft and Hi-jack0861 022 737
HCV: Towing0860 869 428
Hollard: Theft and Hi-jack
083 778 8560
Hollard: Towing
0800 212 504
Lynx0800 430 430
Nautical GIT084 250 6077
Santam
0860 505 911
Senate GIT012 663 1004
Transit GIT0860 444 411
XLT GIT0861 999 627
InsurerAssist Line Number


Envirosure0860 444 411
InsurerAssist Line Numbers


FDM - Engineering
083 778 8560




InsurerAssist Line Numbers


CTU
0860 464 694
RTU0861 235 663
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